Bank Statement Refinance Arizona: How Self-Employed Homeowners Lower Their Rate in 2026

Published on: 07/21/2026

A bank statement refinance lets self-employed Arizona homeowners refinance with 12 to 24 months of bank deposits, no tax returns needed. With AZ refinance rates near 6.51% in July 2026, borrowers holding 7.5%+ loans have real savings room. Pillar Mortgage Group, NMLS #2700076

Arizona Mortgage and Home Selling Guides

Straight answers on buying, refinancing, and selling a home in Scottsdale, Phoenix, and across Arizona, from Blake Hermann, Director of Lending at Pillar Mortgage Group (NMLS #2271358).

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